Are you watching as your aging parents seem to be getting frailer or less able to take care of themselves? Have you had any conversations at all about whether they may need to move into a nursing home? As part of the conversation, has there been any discussion as to how a nursing home would
Are you planning to visit your relatives during the holidays? What signs should you look for to be sure they are well? Are you hoping to discuss long-term care planning with them? What exactly is long-term care planning? The National Institute on Aging defines long-term care planning as steps to meet a person’s health or
As a healthy and active senior living in Florida have you thought about what would happen if you suddenly became incapacitated due to an accident, surgery or disease? Who would take care of you? If there was no one available how would you pay for long-term care? Is there any state program that could help,
As a senior adult living in Florida, are you approaching retirement or are you already retired? Have you started thinking about possible long-term care needs and costs? Are you planning on using your Medicare coverage for everything you need? While most seniors believe that Medicare and the associated supplemental insurances will pay for long-term care
Do you have a list of loved ones that you want to give gifts of money to this holiday season? Are you aware that monetary gifts can impact Medicaid eligibility? In fact, in the next five years if you needed to apply for Medicaid did you know there could be significant consequences? If you answered
A common question, which arises as couples conduct Medicaid planning is, when one spouse is placed in a nursing home, will the couple’s prenuptial agreement shelter the non-care receiving, community spouse’s assets? In a nutshell, the answer to this question is no, but the topic warrants further discussion. The state is not a party to
