Many retired military are aware of the election of a survivorship benefit for a spouse. In addition, those with disabled children also know that a survivorship benefit can be elected for a child with disabilities to help protect against the unknowns of their future, long after you have passed away. Even with these best intentions
We don’t want to think about the potential for a hurricane to cause damage to our property. Yet it may happen if we continue to live in Florida. Here’s tips on how to protect yourself. After natural disasters, unlicensed contractors and scammers come into the affected areas. Many promise quick repairs, discount prices, or unobtainable results.
We call them our “sons” and our “daughters.” They sleep in our beds and hold a piece in our hearts. We spend an abundance of money on them for birthday gifts, grooming, veterinary care, and toys. Our free time is spent with them at dog parks, horseback riding, and pet supermarkets. In return, we receive
Any one of a number of Seniors have had this terrible situation happen to them, so common that a federal law was enacted last year to protect them. Here’s the common scenario. Hazel, a 89 year old, has a bad fall and is taken to the hospital. She has a variety of medical tests, treatments
Q & A with Larry Brooks, a Reverse Mortgage Consultant As an elder law attorney, it is my goal to ensure my clients have considered all their options in their later years, particularly on how to fund long term care. I frequently get questions about the benefits and downsides of Reverse Mortgages. I’ve invited Larry
Most of us were surprised by learning Gene Wilder suffered from Alzheimers. Yet, as estate planning and elder care lawyers, we have to be in awe of how well he [obviously] planned for the time when he wouldn’t have capacity and how his care would be handled until his peaceful demise. We didn’t learn of
Although it is often said that nothing is certain except death and taxes, the one tax you may be able to avoid or minimize most through planning is the tax on capital gains. Here’s what you need to know to do such planning: What is capital gain? Capital gain is the difference between the “basis” in property